Can I Get a Better Mortgage Rate with a Broker?
If you’re on the hunt for the best mortgage in Canada , chances are you’ve come across the idea of using a mortgage broker. But does working with a broker actually help you get a better rate, or is it just another step in an already complicated process? If you're in Toronto, ON, where real estate prices can make your head spin, even a slightly lower mortgage rate can mean thousands of dollars in savings. That’s where Think Homewise steps in—helping Canadians cut through the noise and secure smarter, more affordable home financing. Let’s break it down and see why using a mortgage broker might be one of your smartest financial moves. What Exactly Does a Mortgage Broker Do? Unlike traditional banks that only offer their own mortgage products, brokers act as a bridge between you and multiple lenders. They do the legwork—comparing rates, negotiating terms, and matching you with a product that fits your budget and goals. Think of a broker as your mortgage shopper. Think Homewise, one of ...