Think Homewise - Online Mortgage Approval Canada

  When your mortgage renewal date approaches, you’re suddenly faced with a decision that can either protect your long-term financial health—or quietly cost you thousands. In a market like Toronto, ON, where interest rates have fluctuated significantly over the last few years, homeowners are paying closer attention to what lenders are offering at renewal. Yet many Canadians simply sign their renewal letter without exploring their options. The truth? Switching mortgage lenders at renewal is not only easier than most people expect—it’s also one of the smartest financial moves you can make. This guide breaks down when it makes sense to switch lenders, how much you could save, and how Think Homewise helps Toronto homeowners navigate the process with confidence and clarity. Why Most Toronto Homeowners Renew Automatically If you’re like many Toronto homeowners juggling work, family, and rising living costs, the renewal process feels like a formality. Your lender emails you an offer. You ...